GlobaLiner: Credit Insurance Solution for Multinationals

• Develop a strategy aligned with the requirements of your group and subsidiaries:

We have developed a range of policies and services tailored to meet the trade credit insurance needs of global enterprises. These offerings are crafted to deliver the most effective solutions for all your requirements.

We assist in devising the policies and services requested by your subsidiaries, ensuring alignment through master agreements and dedicated mechanisms as needed. Our approach is centralized yet adaptable across multiple countries.

We support in structuring the policies and services requested by your subsidiaries, managing implementation across all countries from inception to completion while delivering optimal solutions tailored to your needs.

• Analyse target markets:

With the expertise of our teams, you can proactively anticipate credit risks.

Prior to venturing into new countries or industries, our risk managers provide guidance and insights into the commercial risks associated with targeted markets.

Coface regularly provides credit risk studies for every country and industry, with customized studies available to address your specific requirements.

• Evaluate the strength of your current and potential customer portfolio (accounts receivable):

International expansion entails significant investment and exposes companies to new business risks. Coface offers export-oriented companies additional security through export trade credit insurance against unpaid invoices, late payments, and defaults by foreign customers.

Our business risk managers analyze your customer portfolio, helping you gauge the credit risk levels of your current and potential clients, enabling informed strategic decisions regarding business development.

• Optimise operating capital:

We deliver reports and assessments on your customers and partners, streamlining your credit decisions and saving time. By providing guarantees, you can insure up to 95% of your transactions, optimizing customer receivables management and reclaiming previously allocated reserves to mitigate potential financial losses.

Expanding sales for export may seem complex, but we stand alongside global enterprises as they grow internationally, offering guidance to navigate potential challenges effectively.

Implementing a systematic analysis of the customer portfolio, particularly account receivables, is crucial for reducing commercial risk. Global companies can enhance their understanding of current and potential customers by opting for international trade credit insurance. This policy goes beyond merely providing coverage for outstanding invoices and late payments; it includes provisions for credit risk evaluations and in-depth analysis, offering a comprehensive view of account receivables.

Clients of your company undergo assessment based on various factors, such as payment history, balance sheets, turnover, growth potential, industry, and global operations, utilizing all the information available to Coface. If there is an alert on one of your clients, we send you red flags, meaning you can take any decision in full possession of the facts.

International trade credit insurance equips your company to make informed choices regarding credit approval, payment terms adjustment, and sales approach. This approach results in an overall reduction in credit risk, enabling more expert management of account receivables and minimizing the risk of outstanding invoices or late payments.

Setting up multinational credit insurance begins with a thorough analysis of global commercial risks. We kick off by examining your needs, prospects, and growth targets, providing advice for expansion in specific markets, countries, and business sectors.

Our business risk managers deeply analyze your customer portfolio, helping you understand the credit risk levels among your current and potential clients. This valuable insight empowers you to make informed decisions about your business development strategy.

To streamline your decision-making, we send reports and assessments about your customers and partners, saving you time and improving your credit decisions. This process optimizes cash flow management and allows you to recover reserves, reducing the potential impact of financial losses.

We put guarantees in place to insure up to 95% of your transactions.

We help you design the policies and services requested by your subsidiaries. If necessary, we put together a master agreement and dedicated mechanisms to ensure they are consistent. Our approach is centralised and multi-country.

Coface Global Solutions brings together teams of underwriters, account managers, and sales managers, each experts in their field. This collaborative effort aims to deliver the best possible service to major international clients worldwide. With 220 dedicated individuals, we work diligently to promote the commercial development of global companies by offering customized risk management solutions.

Coface Global Solutions has created a range of policies and services to meet the diverse needs of international companies effectively. 

When establishing your global trade credit insurance, we assist in shaping the policies and services tailored to the requirements of your subsidiaries. If needed, we assemble a master agreement and dedicated mechanisms for consistency. Our approach is centralised and multi-country. 

As well as designing the best solutions for you, we handle the implementation in all countries from start to finish.

GlobaLiner is designed for large global companies with subsidiaries in multiple countries and a minimum annual turnover of €250M. It's an ideal choice if you aim to protect your financial standing, strengthen the overall reliability of your credit risk management, or enhance performance metrics such as Days Sales Outstanding (DSO), the ratio of unpaid debts, and the actual financing level of trade receivables.