Make strategic decisions with the Urba360 business analysis tool

Rely on exclusive data from a leading credit insurer to assess your partners’ financial reliability.

Assess the reliability of your business partners in real-time using Urba360

Urba360

Urba360 is the digital platform developed by Coface Business Information to help you anticipate risks and support the growth of your business. It offers you access to unique information drawn from analysing 220 million companies across 200 countries.

You can use it to check the solvency of your customers, view detailed business assessments and fine-tune your credit limits.
Urba360 also supports you in choosing reliable partners and safeguarding your supply chain by providing you with a clear overview of your suppliers’ financial health.

Payment behaviour, Credit Scores, Credit recommendations, risk monitoring and financial ratings: Urba360 gives you access to strategic data directly sourced from Coface expertise.

Get an analysis of three businesses of your choice, free of charge and commitments

Access 6 strategic indicators that can safeguard your business decisions

With URBA360 you can assess the financial health of your customers, suppliers or partners at the simple touch of a button. This intuitive platform gives you access to reliable and up-to-date data for identifying risks upstream and modifying your decisions in complete confidence.

  • Sector risk assessment

    Urba360 analyses the trends and risk levels in each sector on a 4-tier scale: low, medium, high and very high. This sector-based approach provides you with a deeper insight into payment behaviours in your economic environment.

  • Financial ratios & indicators

    Assessing a business may require an in-depth analysis of its financial fundamentals. Urba360 puts key data at your fingertips: revenue, equity, fixed assets, liabilities and net income.

  • Score

    Urba360 provides a clear and concise Score, the score (Debtor Risk Assessment) , on a scale of 0 to 10. This score reflects the probability of a business’s default over a 12-month horizon. Based on internationally standardised methodology, it makes comparing entities easy.

  • Credit recommendation

    The platform also features a credit recommendation. This is the total exposure advised by our risk assessment specialists. Consequently, it provides you with a concrete point of reference for setting your credit limits.

  • Payment behaviour monitoring

    URBA360 gives you access to historical late payment and payment incident data. This information, which is exclusive to Coface Business Information, helps you to anticipate the risks related to partner reliability more accurately.

  • Country Risk Assessment

    The CRA gauges the stability of a country’s fundamentals and its shock absorption capacity. Rated on a scale from A1 to E, it helps you to assess the potential impact of the geopolitical context on your international partners.

The exclusive Coface Score: a key indicator for anticipating risks

The Coface SCORE reflects a company’s financial health and its 12-month risk outlook. Using a simple scale of 0 (insolvency) to 10 (high solvency), it makes the daily task of monitoring businesses easy.

This Score combines expert risk assessment with a set of objective criteria ranging from financial ratios to a business’s sector standing and its economic context. Its universal format enables you to compare businesses effortlessly, regardless of size or country.

Identify warning signals with the late payment index

Coface Business Information has developed a dedicated indicator to analyse late payments worldwide. This tool is based on data collected from the real-life payments made between businesses covered by credit insurance over a 60-month period.

It factors in the age, frequency and severity of payment incidents to asses the level of risk. The indicator has three levels: no known incidents, some incidents recorded and significant history of defaults.

Keep tabs on your partners with continuous and automated monitoring

Urba360 centralises all your key partner data. Portfolio tracking allows you to monitor the status of your clients and suppliers with ease, while retaining clear visibility over their indicators.

You will receive immediate notification of any significant changes in the status of a business you are tracking, enabling proactive risk management and the fast identification of new business opportunities.

See also

Frequently asked questions