Tradeliner: Mid-market credit insurance

Insure your business against unpaid invoices with TradeLiner insurance.

Grow your business in absolute confidence

TradeLiner, a purpose-built mid-market credit insurance policy, combines simplicity with flexibility. It's 100% tailor-made, with each contract personalized to suit your needs. Whether it's real-time monitoring of your clients' solvency, managing accounts receivables collection, or indemnification for losses, TradeLiner has you covered. Ideal for companies with a turnover ranging from €7,500,000 to €10,000,000.

Collect - Debt Collection
Rely on our specialists to handle the collection of your accounts receivables while you concentrate on business growth. Our global network of experts ensures swift and efficient collection, allowing you to maintain positive relationships with your clients.
Check - Prevention
Having the right information is crucial. Receive real-time notifications about changes in your clients' financial health through Coface’s monitoring. With this valuable information, confidently choose your trade partners, negotiate credit conditions, and anticipate the risk of non-payment.
Protect - Indemnification
Committed to your business In the event of unsuccessful recovery of insured debts, we commit to compensating you for up to 90% of the loss incurred. This ensures the protection of your cash flow and the security of your margins

Craft Your Custom Mid-Sized Companies Credit Insurance

Effective protection
TradeLiner offers comprehensive protection for your credit-based business-to-business sales, whether in Belgium or internationally, guarding against the risks of insolvency and non-payment. Benefit from Coface's 75 years of leadership in the insurance market, leveraging our expertise in credit risk prevention and management.
Easy-to-understand pricing and policies
Tailor the best contract to meet your needs with guidance from our experts. Transition toward increased independence in your decision-making process. Benefit from bespoke premium rates - covering all risks - applied to your turnover.
Effortless management with dedicated customer service
Handle your contract seamlessly through our online platform. Access our up-to-date economic news, user guides, and your electronic safe—all from your customer portal. Contact your dedicated account advisor at any time or the experts in our Customer Relations Department, who will help you manage your policy on a day-to-day basis.

Embedded in your tools or accessible online

Alyx, your new digital credit risk management assistant.

Alyx is a collaborative management platform that brings together all your accounting, commercial and credit insurance data in a single environment.
Alyx gives you a clear, concise overview of your risks, and alerts you in real time to outstandings to be monitored, overdue payments, collections to be made, and non-payments to be reported under your credit insurance policy.

Find out how Alyx facilitates your day-to-day credit management and helps you make the right decisions at the right time.

Our secure online platform makes it easy to manage your policy from A to Z. With CofaNet Essentials, you can:

Access information about your business partners
Manage your client portfolio
Manage your guarantee requests
Report your unpaid debts
Keep track of your claims

CofaNet also performs commercial risk evaluations and offers export features with the potential for more in-depth research.

And with the CofaMove mobile app, you can access CofaNet Essentials wherever you are and whenever you want.

Coface API portal provides a gateway to effortlessly integrate Coface's robust API solutions into your current applications.

Strengthen risk management, improve credit decisions, and fortify financial strategies effortlessly.
Boost efficiency and minimize risk: The Coface API Portal is your key ally for a resilient, data-driven approach to credit management.
Transform your processes today for a more secure and prosperous financial future.

> Visit Coface API Portal

Credit Insurance

*mandatory fields

_{^{(About personal data protection)}}

First name *

Last name *

Email address *

Ex: name@company.com

Phone number

Ex : +32 472922621

Company name *

Enter your message

I agree to the processing of my personal data for the purposes of managing my request and receiving marketing communication *

(such as newsletters, economic publications, invitations to events, offers, and product updates) in accordance with the Privacy Policy. I understand that I can withdraw my consent at any time via the unsubscribe link in any email or through the preference center

Frequently Asked Questions

Our extensive array of options allows us to collaboratively design your TradeLiner contract, tailoring it to fit your business, organizational structure, and specific coverage requirements. Here are a few concrete examples:

Manufacturing Risk Option: Ideal for those producing customized products for specific clients. Protects against the risk of customer default during the production period and before delivery, ensuring coverage in the event of a contract interruption.

Political Risk Option: Suited for businesses exporting to potentially risky countries. Guarantees your invoices against the risk of non-payment arising from adverse public or civil events, such as terrorism, riots, war, or restrictive export restrictions.

Together, we can customize your TradeLiner contract to provide the precise coverage your business demands.

Manufacturing Risk Option: Ideal for those producing customized products for specific clients. Protects against the risk of customer default during the production period and before delivery, ensuring coverage in the event of a contract interruption.

Political Risk Option: Suited for businesses exporting to potentially risky countries. Guarantees your invoices against the risk of non-payment arising from adverse public or civil events, such as terrorism, riots, war, or restrictive export restrictions.

Together, we can customize your TradeLiner contract to provide the precise coverage your business demands.

1. Assess and monitor your customers’ creditworthiness
Via the CofaNet Essentials portal, view your customer portfolio, request your cover and track changes in their financial situation in real time. This gives you the information you need to make sound business decisions, available 24 hours a day.

2. Entrust us with the recovery of your debts in just one click
In the event of non-payment, submit your claim online: our network of experts immediately takes over to recover the debt, both in Belgium and internationally, across 200 countries.

3. Protect your cash flow through compensation
If recovery is not successful within the timeframe specified in the contract, TradeLiner will compensate you for up to 90% of the guaranteed debt, in order to safeguard your cash flow and profit margins. Compensation is paid within 5 months in the event of late payment, or within 1 month in the event of a court-confirmed insolvency.

You can extend your contract with a range of optional cover options to protect against, for example, political risk, natural disasters, manufacturing risk, subsidiaries, consignment sales, cash-on-delivery sales against documents, and advance payments made to suppliers.

TradeLiner therefore enables your business to better manage its customer risk and protect its cash flow.

A trade credit insurance policy safeguards the future of your medium-sized business.

We tailor the TradeLiner insurance premium to your company. It is calculated as a percentage of the insured turnover and is determined based on your industry, the location of your trading partners, the type of coverage selected, and any additional options.

Companies often underestimate the cost of bad debts. Late payments and non-payments can have a significant impact on a business's revenue and cash flow. Use our cost simulator to calculate how much additional turnover you would need to generate to offset the loss caused by a bad debt.

A trade credit insurance policy safeguards the future of your medium-sized business.

If your B-to-B turnover falls within the range of €7,500,000 to €10,000,000 in the domestic and/or export market, and you seek protection against the risk of outstanding invoices arising from customer bankruptcy or late payments, the TradeLiner solution for SMEs is an ideal fit. This straightforward and flexible credit insurance policy is especially well-suited when your contract is supported by financing.

If your client claims a commercial dispute as a means to evade payment, our collection managers will verify that it is not a tactic to conceal their financial incapacity. If the dispute is genuine, we temporarily halt our collection process, allowing you to resolve the dispute within your customer-supplier relationship. Once the dispute is settled, the guarantee is reactivated, and if the customer is unable to settle the invoice, indemnification can be initiated.

Additionally, you have the option to opt for a specific feature that encompasses insurance for disputed claims.

Tradeliner: Mid-market credit insurance

Grow your business in absolute confidence

Collect - Debt Collection

Check - Prevention

Protect - Indemnification

Craft Your Custom Mid-Sized Companies Credit Insurance

Tailor-made contracts

Why is TradeLiner the ideal choice to protect your company?

Effective protection

Easy-to-understand pricing and policies

Effortless management with dedicated customer service

Embedded in your tools or accessible online

Credit Insurance

Frequently Asked Questions

Tradeliner: Mid-market credit insurance

Collect - Debt Collection

Check - Prevention

Protect - Indemnification

Craft Your Custom Mid-Sized Companies Credit Insurance

Effective protection

Easy-to-understand pricing and policies

Effortless management with dedicated customer service

Embedded in your tools or accessible online

Credit risk management platform

Contract management platform

Coface API portal

Credit Insurance

Frequently Asked Questions

How does credit insurance benefit mid-size companies? .st0{fill:none;stroke:#1B365D;stroke-width:1.5;}

How is TradeLiner a flexible solution for protecting a medium sized company? .st0{fill:none;stroke:#1B365D;stroke-width:1.5;}

How does TradeLiner work? .st0{fill:none;stroke:#1B365D;stroke-width:1.5;}

How much does TradeLiner cost? .st0{fill:none;stroke:#1B365D;stroke-width:1.5;}

My company is a mid-sized company: is TradeLiner a suitable solution? .st0{fill:none;stroke:#1B365D;stroke-width:1.5;}

My client is refusing to settle an invoice. Does my credit insurance contract indemnify me? .st0{fill:none;stroke:#1B365D;stroke-width:1.5;}